Entrepreneurial decisions are made with foresight for the company's own employees, for the family and for the region. This attitude makes family businesses an indispensable pillar of an economy that endures and creates trust.
An economy that creates prospects for generations
Where family businesses are strong, their impact remains local. Profits are not withdrawn, but reinvested: in modern machinery, in new ideas, in training and further education and in secure jobs. This creates economic stability that extends far beyond the individual business and becomes social cohesion. People find work, families find security and regions find future prospects. This is precisely why family businesses deserve framework conditions and respect: they combine economic success with responsibility and make regions an attractive home.
Between tradition and new beginnings: mastering challenges together
At the same time, family businesses are facing major challenges. Digitalisation, rising costs, international competition and succession planning require adaptability and courage. If you want to preserve the tried and tested while daring to try something new, you need partners who understand this balancing act. KGG and UBG have been supporting family businesses in precisely these development steps for decades. Guarantees and equity investments create financial room for manoeuvre, ensure independence and enable investments. And always in close cooperation with regional banks that know their customers and their history.
Karoplan: Partnership that enables growth and secures independence
The example of Karoplan GmbH shows just how effective this support is. The Upper Austrian family business has stood for high-quality tarpaulin and textile solutions (from vehicle coverings to customised products and graphic lettering) since 1998. Production is regional, with high quality standards and a clear commitment to the location.
With the successful generational change to the second generation and the continuous growth, the demands on infrastructure and production capacities also increased. The existing, rented hall became too small and a new building was the logical next step in order to improve work processes, enable further growth and remain in the region in the long term.
Together with KGG, UBG and the company's bank, a suitable financing mix was developed. A guarantee made it easier to take out a loan, while a silent partnership strengthened the equity base and improved the company's credit rating with the bank. The decisive factor here was that Karoplan was able to invest without increasing the ongoing monthly charges and without giving up entrepreneurial freedom.
This turned a major challenge into a sustainable solution with prospects. Today, Karoplan is no longer paying off rent, but investing in property, future viability and stable jobs with additional financial leeway for further development steps. For Christian Matzinger, Managing Director of KGG and UBG, this example shows what regional economic development is all about: "When we strengthen family businesses, we strengthen the region as a whole."
#schongenial when family businesses remain strong. Because this also keeps our society strong. Today and tomorrow.
